Accidents are scary. Here are some tips to get rid of the uncertainties that can follow:
1. Do not admit fault. While you can and check to make sure others are okay whenever safe, do not get out of your car and say, “Sorry, that was my fault.” Insurance companies determine fault and will often consider several factors before making a determination. Do not tip the scale by accepting fault that may not be yours.
2. Call the police. Make sure you get a copy of the police report or police report number before leaving the scene. Having a record of the accident is much better than having nothing at all.
3. Get information from all parties involved, including any witnesses. This information should be contained in the police report, but if you don’t call the police, it is your responsibility to obtain this information while at the scene of the accident.
4. Contact an attorney. Most people overlook this step. While your insurance company will usually handle claims for you, it is important to make sure that you have someone dedicated to serving your interests. Often, consultations are free. Make sure you have someone on your side protecting your interests.